The mobile phone is “brushed†in front of the POS machine, and small-sum consumption payment is completed. Yesterday, the Industrial and Commercial Bank of China, China Unicom, China UnionPay, and Shenzhen Municipal Government jointly held the peony unicom credit card and mobile credit card fast payment service launching ceremony in Shenzhen, and launched the nation’s first "mobile phone SIM card + PBOC2.0 credit card" standard mobile credit card. , carry out pilot mobile payment service.
In the speech, the deputy mayor of Shenzhen stated that as of June 2010, Shenzhen had issued a total of 91.7 million bank cards, of which nearly 160,000 were issued by financial IC cards, and a total of 73,400 households had been expanded to handle business transactions. This year was 1-6. The monthly bank card transaction amounted to 234.5 billion yuan. For six consecutive years, Shenzhen has become one of the best cities in the nationwide bankcard acceptance environment. As the nation’s first e-commerce model city, mobile electronic payment will be a key project for development. The opening of a mobile credit card rapid payment service will promote the development of mobile e-commerce in the city and promote the construction of a national e-commerce demonstration city. Living, improving the service level of the 2011 Universiade, and enhancing the image of Shenzhen’s modern international city are all significant.
The country’s first mobile credit card is actually a “mobile phone SIM card + financial IC cardâ€. It looks like the ordinary mobile phone SIM card. People put this card into the mobile phone, can call, send text messages, can also be in the business POS Before the terminal (with UnionPay logo), the phone can be sent with a single tap to complete the payment, without inputting a password, all payment and settlement funds are directly completed through the ICBC credit card, and the reconciliation and repayment are exactly the same as the existing credit card. Citizens use mobile credit cards without having to change their mobile phone numbers and existing bank cards. From the 3rd onwards, they can swipe their cards and spend more than 2000 POS terminals in the city.
The vast majority of non-metal back cover mobile phones in the market can use this service after replacing the SIM card. The public can also choose to replace the built-in mobile phone. Citizens who have an ICBC credit card can apply for a mobile payment service at a dedicated Unicom transaction point, replace the mobile phone SIM card, and then load the financial application for the SIM card at the ICBC counter. . It is reported that the branches handling the business are expected to expand to all ICBC branches and Unicom’s business offices during the year. During the promotion period, ICBC exempted 50 yuan in cost.
The maximum amount of credit for mobile phones is 1,000 yuan, which can be divided into one or more pens. Once used up, it can be resumed with a quota of 1,000 yuan. Even if you lose your cell phone, the amount of money lost is very limited. Citizens can sign an agreement at the ICBC network to set a maximum amount for each purchase. It is also possible to set the amount of the credit card to be automatically converted to be used for repurchasing the mobile phone once the accumulated spending reaches 1,000 yuan.
At present, the mobile credit card can be purchased at more than 2,000 POS terminals that support non-contact chip cards at retail outlets such as Shenzhen Book City. According to the person in charge of ICBC, the POS terminals that can be swiped are expected to reach 10,000 units by the end of the year, and the users of ICBC debit cards will also be expected to use the service at the end of this year. In the future, mobile credit cards are expected to be compatible with the “Shenzhen Link†and the “Octopus†in Hong Kong, and they can be used to pay for water and gas, gradually covering all aspects of food, clothing, housing, and housing of the public.