On September 20, at the signing ceremony of the financial cooperation of Minsheng Bank Qingdao Branch and Wulian County Stone Industrial Park Management Committee, Wang Junyu, the head of Wulian Xinling Stone Co., Ltd., successfully borrowed 3 million yuan from Minsheng Bank. He said happily: "In the past, our stone factory handled complicated loan procedures, high interest rates, and the amount is not much. Now with Minsheng Bank, there will be no more money for the future!" Wulian County is the largest in the country. Granite stone production area, the county has a total of 994 stone industry households. Since last year, Wulian County has focused on the development of the stone industry, clean production, upgrading files, comprehensively renovating the stone industry, and planning to build a stone industrial park. Up to now, the first and second phase network network of the Stone Industry Park has been completed, and the power supply and water supply projects have been fully rolled out. 820 stone industry households have been integrated into 139 enterprises for development. In the old factory area, it is necessary to continue production and operation, and the new plant area must start construction, and the capital demand of the enterprises entering the park will increase greatly. At the same time, due to the irregular management of enterprises, the lack of collateral, and the complicated procedures for bank loans, the loan was difficult to be reluctant, and the progress of the construction and relocation of the enterprises entering the park was also affected, which was once slowed down. How to get rid of the enterprises entering the park? Let them develop long-term financial support? Please come to “cash the money tree†to solve the financial difficulties! The management committee of Wulian Stone Industrial Park draws on the “water head template†of Minsheng Bank Fujian Quanzhou stone industry, the stone industry park management committee After many times of communication and negotiation with Minsheng Bank Qingdao Branch, a financial cooperation plan agreement was reached. Minsheng Bank provides “commercial loan-to-business†business for enterprises. According to the loan amount, two households are guaranteed or three to ten households are jointly secured. Before the New Year’s Day, the total amount of credit for the stone enterprises will be deducted by 100 million yuan. When an enterprise declares a loan, it only needs to provide personal materials and industrial and commercial business licenses and tax registration certificates for the stone factory. Minsheng Bank calculates the loan amount available according to the electricity consumption and tax payment status. The entire approval time is controlled within 3 to 5 days. Minsheng Bank will also promote the multi-dimensional matching model of stone business. For the credit projects of real estate, hotels and government buildings, as long as it involves the demand for stone, it will lead the project to the enterprises entering the stone industry park. In order to promote the deep cooperation between the financial and stone industries, the Stone Industry Park Management Committee went deep into the stone industry and financial departments to visit and investigate, fully grasp the assets of the enterprises and the loan demand, and form the “Wu Lian County Stone Industry Credit Situation Research Reportâ€, Union County The Financial Office held a number of bank-enterprise matchmaking meetings to publicize and promote the stone industry rectification policy and the construction of enterprises entering the park. At the same time, while stabilizing the existing agricultural banks, Rizhao Bank and other businesses, it also actively strives to establish financial institutions such as the Minsheng Bank Street Town Liaison Office and the Rizhao Bank Stone Industrial Park Working Group to provide a direct bridge for financing the development of enterprises. The government is in line and the bank and the enterprise win together. Up to now, all the civil engineering projects that have been divided into construction land in the park have been started. Among them, 22 enterprises are constructing steel structure workshops, 3 enterprises are preparing for trial production, and 1 enterprise is put into production soon.
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